Carmina is the CEO and Co-Founder of InvestEd- the Philippines’ leading provider of education loans to student dreamers. InvestEd enables the public to invest in loans to unbanked college students, through a pro-poor and pro-student credit scoring algorithm and a borrower success program. With its mission to revolutionize student loans for the developing world, InvestEd has provided financial aid to hundreds of students across 120 schools, and garnered numerous awards such as Cartier Women’s Initiative Award, Dubai World Expo’s Top 100 Global Innovators, and World Education Congress’ EdTech Leadership Award.